Benefits of Using a Mortgage Professional
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
Irene is an elite mortgage professional. Her AMP and Residential Mortgage Specialist designations, allow her to offer you a level of service that will make your experience hassle free and enjoyable. You will benefit from Irene's knowledge and experience and leave the appointment confident and well equipped!
Click on the video to see why you should use Irene Armstrong for your next mortgage!
Here are some of the benefits of using Irene:
1 Get independent advice on your financial options.
As independent mortgage broker, Irene is not tied to any one lender or range of products. This allows her to structure your mortgage so that it benefits you now and in the future. After a complete consultation, she'll make a recommendation based on your individual financial needs.
2 Save time with one-stop shopping.
It could take weeks for you to organize appointments with competing mortgage lenders — and Irene knows you’d probably rather spend your time house-hunting! Irene works directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy and convenient.
3 We negotiate on your behalf.
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Irene negotiates mortgages each and every day on behalf of Canadian homebuyers. You can count on her market knowledge to secure competitive rates and terms that benefit you.
4 More choice means more competitive rates.
Irene works with Canada's Leading Financial Institutions including Banks, Trust Companies, and Credit Unions. They include Scotia, Toronto Dominion, RBC, National Bank, CIBC, ING, and many others.
5 Ensure that you’re getting the best rates and terms.
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, let Irene investigate to see if there is an alternative to better suit your needs.
6 Get access to special deals and add-ons.
Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. Irene does the math on which offers might be worth your attention when it comes to financing or mortgage insurance — so you get the perks you deserve.
7 Things move quickly!
Irene's job isn’t done until your closing date goes smoothly. She will help ensure your mortgage transaction takes place on time and to your satisfaction.
8 Get expert advice.
When it comes to mortgages, rates, and the housing market, Irene will speak to you in plain language. She can explain the various mortgage terms and conditions so you can choose confidently.
9 No cost to you.
Irene is paid a fee by the financial institution that approves you for finding and bringing them the business. Remember it saves then from the cost of additional employees in wages, vacation and training costs. The fee is the same regardless of which lender is chosen and it is not built into the rate.
10 Ongoing support and consultation.
Even once your mortgage is signed and paperwork is complete, Irene is there if you need any advice on closing details or even future referral needs. Irene is happy to be of assistance when you need it.
